Guangdongisthelargestexportregionofourcountry.PearlRiverDeltaisthemainbodyoftheeconomicdevelopmentofGuangdong.SmallandmediumenterprisesplaysanimportantroleintheeconomicdevelopmentofPearlRiverDelta.TheirproductsmainlyexportstodevelopedcountriesliketheUSA,EUandJapanetc.AftertheFinancialcrisisin2008,thedemandofthenationalmarketsdeclined.TheCPIratingofourcountryremainedhigh.Thecommoditypriceconstantlyincreased.Theinflationexpandedseriously.Duetothesefactors,ourgovernmentacceptedthepolicyoftighteningthecurrency.Since2010,lotsofdepositsandloansresevingratioincreaseledtothemoneycuttingback.Facingtosomeunfavourablefactorsliketheshockoftheforeignmarket,deteriorationofthemacroeconomicenvironmentetc,thePearlRiverDelta'ssmallandmediumenterprisesdemandsoffinancingturnttobemoreurgent.However,sincetheimpactsofthelackofourownconditionsandthemacroeconomicenvironment,thePearlRiverDelta'ssmallandmediumenterprisescameacrossalotofdifficulties.
ThispassageanalyzesthroughthecurrentsituationofthePearlRiverDelta'ssmallandmediumenterprises,andfoundoutthereasonsofthedifficultiesoffinancingthroughthefactorsofinternalenterpriseandtheexternalfactors.FinallygivesomesuggestionsonimprovingthecurrentsituationofthesmallandmediumenterprisesinthePearlRiverDelta.
keyword(s):PearlRiverDelta,Smallandmediumenterprises,financing