Itisanoftrepeatedaxiomthatmoneycannotbuyhappiness.Whilethisiscertainlytrue,povertywillnotbuyHappinesseither.Somepeoplebecomeverywealthy,yetstruggletoenjoytheirlives.Ontheotherhand,othersmanagetogothroughlifewithveryfewmoneyproblemssimplybecausetheyareabletomakethemostofwhattheyhave.IdeallyyoushouldtrytocombinebothprosperityandHappiness.TodothisIrecommendthefollowingsteps:

　　1.LearntoValueSimplicityTheaimoflifeshouldnotbetoaccumulateasmanypossessionsandasmuchwealthaspossible.Weshouldlearntobecontentwithwhatwehaveandappreciatethebenefitsofsimplicity.Forexample,ifweclearoutourunnecessaryclutterwewillachieveagreaterfeelingofspaceandfreedom.

　　Ifyoufeelhappinessisdirectlyrelatedtomaterialpossessions,youaremakingamistake.Happinesscanbegainedjustthroughbeingcontentwithasmallamountofpossessions.Ourinnerwealthisnotjustaboutwhatwehave,butwhatwearecontenttolivewithout.

　　2.DoNotBeAttachedtoYourMoneyDoesitpainyoutospendyourownmoney-evenifitisforsomethinguseful?EvensomeonelikeBillGatescanfeeluncomfortablespendinghisbillions;itissaidheusedtoalwaystraveleconomyclassbecausehedidn鈥檛seetheneedtospendmoremoneyonfirstclass.Theproblemwiththis,however,isthatifwearealwaysreluctanttospendmoneywemissthewholepointofearningit.

　　Agoodattitudeistoseemoneyasacircularflow-thatis,spendingmoneyenablesmoretocomeintoourlives.Itisnotlikeabigdamwherewejusttrytoholdontoitall.Weneedtoletthemoneyoutbyspendingonusefulandnecessarythings.Itisnogoodhavingastockpileofwaterunlessweuseittogeneratepower;similarlyitisnouseaccumulatinglargesavingsifwewefeelmiserablespendingit.

　　3.MinimizeMoneyWorriesWewillbehappiestifwecanmakemoneyasmallpartofourlives,andthinkaboutmoneyissuesaslittleaspossible.Tobeabletodothisweneedtoavoidcreatingsituationsofdebtasgettingoutofdebtcanbedifficultandstressful.Learntolivewithinyourmeansbyavoidingimpulsiveoverspending.Ifyoudoneedtogointodebt,planaheadandfindaloanwhichisclearandmanageabletorepay.

　　Trytoavoidcomplicatedandriskyinvestmentplans;thesegiveyouthepotentialtogainmore,butyouwillalsohavethepotentialtolosealotmore.Goodfinancialplanningshouldbesimpleandwellbalanced;thismeansyournerveswillnotbeaffectedbyworryingabouttheoutcomeofyourinvestment.Itisbettertoinvestandsaveinsomethingsecuresoyoucanforgetaboutitandnotworryendlessly.

　　4.AvoidJealousyNomatterhowmuchmoneyyouhave,doyoustillenvypeoplewhohavemore?Arecentsurveyaskedpeoplewhethertheywouldprefertohaveasalaryabovethenationalaverage.Alternatively,theycouldchoosetohaveahighersalary,butthishighersalarywouldbelowerthantheaverage.Asurprisingamountofpeoplechosetohavealowersalaryaslongasitmeanttheywererelativelybetteroffthantherestofthepopulation.

　　Tomethismakesnosense.Ifotherpeoplebecomewealthierthanyou,thatisnoreasontobeunhappy.Ifotherpeopleareprosperousthatisgood;don鈥檛feelmiserablejustbecauseyoucannotkeepupwiththeJoneses.

　　5.Don鈥檛LivetoWork.Doyoufindyourselfworkingovertimeintheeveningsandattheweekend?Ifyouspendallyourtimeworking,youwillhavenoopp