【Thelife-longbenefitsofteachingchildrenhowtotakecareoftheirmoneymakeitwellworththeeffort.Childrenwhoarenottaughttheselessonspaytheconsequencesforalifetime.Someparentsdon’tteachchildrenaboutm】
Thelife-longbenefitsofteachingchildrenhowtotakecareoftheirmoneymakeitwellworththeeffort.Childrenwhoarenottaughttheselessonspaytheconsequencesforalifetime.Someparentsdon’tteachchildrenaboutmoneybecausetheythinktheyshouldn’ttalkaboutmoneywithchildrendon’thavethetimeorthinktheydon’thaveenoughmoney.Parentsshouldtakethetimetoteachchildrenaboutmoneyregardlessoftheirincomeandshouldstartwhenchildrenareyoung.
Mostpeoplehavestrongfeelingsandopinionsaboutmoneybasedonchildhoodexperiencesandthevaluesandbeliefsoftheirfamilies.Mostoftentheseexperiencesvaluesandbeliefsaredifferentforeachparent.Parentsshouldtalkaboutthesefeelingsandopinionsandestablishanunchangingapproach（方式）toteachingchildrenaboutmoney.Thisisimportantforthehealthydevelopmentofchildren.
Herearesometipsthatparentscankeepinmindastheybeginteachingtheirchildrentomanagemoney:
★Guideandadviseyourchildrenhowtospendtheirmoneyratherthantellthemwhattheycanandcannotdo.
★Encourageandpraisechildrenratherthancriticizetheiractions.
★Allowchildrentolearnbymistakesandbysuccesses.
★Beconsistent（前后一致的）whiletakingchildren’sdifferencesintoconsideration.
★Includeallfamilymembersinmoneymanagementdiscussionsdecisionmakingandactivitiesthataresuitablefortheirage.Aschildrengetolderincludethemindiscussionsoflimitsandconsequences.
★Expectallfamilymemberstodosomeeverydaychoresbasedontheirabilitieswithoutbeingpaid.
★Expressyourdesiretohavethingsyoucan’tafford.Childrenneedtoknowthatparentssay“no”tothemselvestoo.
64.Itis_____forparentstoteachtheirchildrenaboutmoneymanagementintheirchildhood.
A.easy B.useless C.tooearly D.beneficial
65.15-year-oldHarryisn’tgoodatmanaginghismoney.Hismotherisadvisedto_____.
A.explaintohimhowtomanagehismoneybetter
B.payhimmoremoneytodealwithhischores
C.praisehimforwhathehasdone
D.allowhimtobuywhathewants
66.Whenparentsdiscusshowtomanagethefa
