【Isiteveragoodideaadmittingateenagertocarryacreditcard?MykidswatchcloselyasIswipethecardthroughtheregister.They’veseenmedoithundreds,thousandsoftimes.Cool.Theyareitchingtoswipeitthroughthemachinethe】
Isiteveragoodideaadmittingateenagertocarryacreditcard?
MykidswatchcloselyasIswipethecardthroughtheregister.They’veseenmedoithundreds,thousandsoftimes.Cool.Theyareitchingtoswipeitthroughthemachinethemselves.Whenwewalkoutofthestorewithourgroceriesorpetfood,orwhatever,it’salmostasthoughmoneyhasnotchangedhands,painless,easy.
Soitshouldn’tbeshockingtodiscoverthatteenagersarebecomingcardcarryingconsumersintheirownright.Thequestionis,shouldthey?
Whilesomeargueit’sbesttoteachkidshowtouseacreditcardwhilestilllivingunderthefamilyroof,noteveryoneagrees.DaveRamsey,financialexpertsaysgettingcreditcardforyourteenagerisactually“anexcellentwaytoteachhimorhertobefinanciallyirresponsible.”
Nowparentsarerequiredtoco-signoncreditcardsforchildrenunder21.“Iftheirnameisonthecreditcard,thentheparentmaysay,Hey,mynameisonthis.Don’tgetmeintotrouble,”saysMaryBethPinto,amarketingprofessor.“Whenparentsweretheco-obligors(共同借贷人),thechildrencausedlessdebt.Iftheparentsaretheco-obligors,thetendencyisthattheparentswereexplaininghowtousethecards.”Still,Pintobelievesparentsshouldstarttheprocessmuchearlier.“Yes,therehastobeteachinggoingonandithastostartwhenthey’reyounger.You’renotgoingtogetridofcreditcards.Theyareheretostay.Youhavetohavethem.Youcan’tfightprogress,”Pintosaid.
Ramsey,however,disagrees.“Throwingteensintoapoolof(credit)sharksisasurewaytoguaranteealife-timeofheartache.”hesaid,“Youcanmakeonlinepurchasesandrentacarwithacreditcard.Ofcourse,youmusthavemoneyinyourbankaccountbeforeyoucanmakeapurchasewithacreditcard.Butpayingforthingswithmoneyiswhatyouaresupposedtodo.”
小题1:TheauthormentionedherexperienceinPara2mainlyto_____.A．provetheconvenienceofusingcreditcardsB．tellwhatimpressioncreditcardsleaveonkidsC．giveadviceonusingcreditcardswiselyD．explainthepleasurecreditcardsbringtocustomers小题2:Theunderlinedword“itching”inPara2canbereplacedby_____.A．
